If you live in Kansas… and It’s March. It’s time again. And, it’s has nothing to do with a “tourney” or “basketball”, and “court side” doesn’t cost over $200. Now, it’s time for something FREE!
This month is the month that the Federal Government allows you to get something for FREE! Yes. FREE.
For the month of March, if you live in Kansas. This is your chance to get your Credit Report for FREE! Visit https://www.AnnualCreditReport.com
Now, before you run to the website and get too excited. Be careful, because I didn’t say, your CREDIT SCORE was free, the only thing FREE is just your CREDIT REPORT. And, there certainly is a difference.
CREDIT SCORE vs CREDIT REPORT.
Let me explain. There are THREE (3) credit reporting agencies: TransUnion, Experian, and Equifax. These three companies use your credit information and your history use of credit to calculate your risk to creditors. All three companies have difference algorithms to determine your risk. This risk assessment is called a CREDIT SCORE.
The great part is usually to get a CREDIT REPORT it would cost somewhere in the range of $10-$12 per Report per Credit Reporting Agency ($30-$36 for all THREE). Now, getting the actual CREDIT SCORE can cost an additional $7-$9 per Agency (total additional $21-$27). The savings is merely in the CREDIT REPORT ($30-$36). Now, that would be really good nose-bleed seats at the Big 12 Tournament.
Well, according to Equifax, only 3% of America doesn’t care about checking their CREDIT REPORT. However, 28% check it Yearly, 32% check it Monthly, 25% check it Weekly. So, why not get it for FREE ONCE A YEAR.
where to find? Visit the website: http://www.AnnualCreditReport.com, if you want to get your SCORE, then the least you can get away with is around $7.95 and it will show you in about 10-15 minutes. Otherwise, get a report from each Agency review it, print it… and your done. FREE FOR ALL THREE.
Avoid the credit alarms and over selling of the additional services. Just get your REPORT, save it, and PRINT IT. If you find disputes, give me a call and I can help direct the best course of action. If you credit is what Experian calls “PRIME, “PRIME PLUS” or “SUPER PRIME”, then congratulations… and then call me to help you find a property to buy. 🙂
View our listings here: http://www.RealNiceHomes.com
Have a Real Nice Day,
2012 – CHAIRMAN’S CLUB (#23 out of 1,984 agents)
2011 – PRESIDENT’S CIRCLE
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REECE & NICHOLS REALTORS – a Berkshire Hathaway Affilliate
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Real Nice Realty, Inc. d/b/a/ Real Nice Homes is a licensed sales force team brokered by Reece & Nichols Realtors – a Berkshire Hathaway Affilliate & Kansas City’s #1 BROKER.